Our Holiday Loan Specials Are Here!

'Tis The Season

No Payments Until Next Year

Whether you are buying new or used, or moving your existing loans to Pacific Crest, enjoy no payments until 2020 On Auto, RV, Motorcycle Boat, Powersport, Personal, And Consumer Equipment Loans!*

Bundle Up

Earn $10.00 For Every $1,000

Move your existing Auto, RV, Motorcycle, Boat, Powersport, Personal, And Consumer Equipment Loan balances to Pacific Crest, enjoy great rates, no payments until 2020, and earn $10.00 for every $1,000 you move!*

For Winter

Rate Special! 1.00% Off

Take 1.00%APR off of our standard rates listed below for Auto, RV, Motorcycle, Boat, Powersport, Personal, And Consumer Equipment Loans!*

Let's Get Started

Apply Online
Apply Now
Call

(541) 810-6976

Email

WALG@mypcfcu.org

Auto Loans

Term

Annual Percentage Rate

Rates Effective October 1, 2019

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. Terms and conditions apply and are subject to change. All loans are on approved credit.

Up to 48 months

3.25% - 14.99%

49 to 60 months

3.49% - 16.39%

61 to 72 months

3.99% - 17.39%

73 to 84 months

4.75% - 10.74%

Recreational Vehicles and Boat Loans

Term

Annual Percentage Rate

Rates Effective: March 1, 2019

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 60 months

5.49% - 17.49%

61 to 84 months

5.79% - 17.49%  (offered to A+ to E tiers)

85 to 120 months

5.99% - 17.49%  (offered to A+ to D tiers)

121 to 180 months

6.49% - 15.49%  (offered to A+ to C tiers)

Personal Loans & Lines of Credit

Term

Annual Percentage Rate

Rates Effective: June 1, 2018

Rate discounts do not apply. Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 84 months

8.99% - 17.99%

Learn More

Visit Our Auto Loans Page
Auto Loans
Visit our Recreational Vehicle Loans Page
Recreational Loans
Visit our Personal Loans Page
Personal Loans

*Offers exclude loans already financed with Pacific Crest. Loan offer(s) subject to credit approval. No payments for 65 days on new Auto, RV, Motorcycle, Boat, Powersport, Consumer Equipment, or Personal Loans. Finance charges begin to accrue immediately and are repaid over the life of the loan.  As a result you may pay higher total finance charges on the loan than if payments begin earlier. Earnings will be deposited into your Pacific Crest Membership Savings and may be taxable. Consult your tax advisor regarding your dividend payments. 1.00% off Annual Percentage Rate of Pacific Crest’s current rates. Offer(s) Expires 12/31/2019. Must qualify for membership and have at least $5.00 on deposit.

Bundle Up For Winter Promotion

Apply Online
Apply Now
Apply By Phone

(541) 810-6976

Email

WALG@mypcfcu.org

You are about to navigate away from Pacific Crest FCU’s website. Clicking on the link will take you to another website that is not operated by Pacific Crest Federal Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Pacific Crest Federal Credit Union’s practices.

Cancel Accept