Earn 1% Cashback

Cashback Visa® Credit Card

Credit Cards

Cashback on purchases

Earn 1% Cashback on purchases, up to $250 per month!1  There are no points to track or redeem.  The Cashback Rewards will be deposited right into your Membership Savings account monthly.

Cashback Card

VISA® Cashback Card

1% Cashback

  • Earn 1% cash back on purchases1
  • Up to $250 cash back per month
  • No points to track or redeem, rewards are automatically deposited monthly
  • No balance transfer fee
  • No annual fee
  • Our Best Rate: 9.99% APR*

Program details and disclosures

Visa® Cashback Card

APR on Purchases

APR on Balance Transfers

APR on Cash Advances

Annual Fee

Rates Effective: Sept 1, 2022

1VISA® Cashback Credit Card Program Terms
Pacific Crest Federal Credit Union (Credit Union) VISA Cashback Credit Card is governed by the following terms and conditions. By enrolling in the Visa® Cashback program, you (Participant) agree to these terms and conditions.

Transactions Qualifying for Rewards
Cashback Rewards (Rewards) are paid based on Net Purchases. “Net Purchases” are the total Qualifying Purchases made with your enrolled credit card, less any returns, credits or adjustments that are not payments. A “Qualifying Purchase” is any purchase made with your enrolled credit card other than the excluded transactions described below.
The following transactions are NOT Qualifying Purchases and therefore Rewards are not awarded on them: fraudulent purchases, finance charges, other charges, fees, debt protection fees, or cash advances of any kind, including balance transfers, convenience checks, automated teller machine (ATM) and teller withdrawals, and wire transfers.

Awarding of Cashback Rewards
Rewards accrue at 1.00% of the Net Purchases made during a billing cycle. Rewards begin to accumulate with purchases you make beginning on the first day of the billing cycle and ending on the last day of the last billing cycle. Rewards are deposited to your Credit Union Membership Savings Account each month. Rewards accruals are calculated at the end of each billing cycle and will appear on your Membership Savings Account monthly statement. The maximum Reward payable for any billing cycle is $250.00. Rewards do not carry over to future billing cycles.

Program Limitations and Conditions.
We reserve the right to verify and adjust Rewards at any time. If you or we close your enrolled credit card or terminate your participation in the Program, all unpaid Rewards will be forfeited even if your credit card is later reopened or you re-enroll in the Program. Rewards are not transferable and cannot be bought, sold, or credited as payment on your credit card account. Rewards are not your property and have no cash value until deposited into your Membership Savings Account. Any Rewards balance remains the property of the Credit Union until redeemed. Any questions as to what constitutes a Qualifying Purchase shall be resolved at the sole discretion of the Credit Union.
Additionally, a minimum balance of $5.00 is required in your Membership Savings account on the last day of the billing cycle to earn rewards. We reserve the right to refuse Rewards if any of your Credit Union loan accounts are past due, delinquent, or otherwise not in good standing, as determined by the Credit Union. Rewards may be forfeited due to Program Rules violations. This Program is void where prohibited or restricted by law. Participant is responsible for any federal, state or local income or other taxes or gratuities, if applicable. The laws of the State of Oregon govern the Program and these Program Rules.

9.99% - 17.99%

9.99% - 17.99%

11.99% - 17.99%


Credit Card Early Disclosures


*APR is Annual Percentage Rate (APR). Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Rates are subject to change without notice. Pacific Crest Federal Credit Union membership is required and is subject to approval.

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