Our new Online Banking is here! Select the Online Banking button to get started from your PC
To find out more about the updates we have made, visit our System Upgrade page
How to Sign Up
On your mobile device, open your Google Play or Apple Store to download the app TouchBanking.
Once the app is installed, put in the APP Code: GoMobile0680
Enter in your User Logon ID and Security Code that you use for your online banking.
You are now registered for Mobile Money!
Accounts & Cards
Build a college fund for your child with a Coverdell savings account at Pacific Crest. Every year, you can deduct the money you save (up to $2,000) from your federal taxes. Later, when your child uses that money for their education, they won’t have to pay taxes on it then, either.
It’s a savings account that helps you pay for your education (or your child’s) by letting you set money aside tax-free. Coverdell accounts were established in 1997 under the Taxpayer Relief Act; they’re named after Senator Paul Coverdell, who championed the program.
Coverdell savings can go to books, tuition, school uniforms, and other educational expenses. Unlike a 529 savings plan, Coverdell isn’t just for college. This type of savings can also help you pay for your child’s primary and secondary school expenses. However, the type of expense, and the institution itself, do have to be qualified.
If the beneficiary (the person getting the education) is age 30 or younger when you withdraw the money, you won’t have to pay taxes on your withdrawal. If they’re older than 30, you will need to pay taxes on the amount that you withdraw.
Dividend calculations are daily balance method.
Dividend period is based on monthly calendar.
Dividends compounded and credited quarterly.
Credit Union Membership required unless noted.
We’re a credit union. We’re your community.
Pacific Crest isn’t a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2016 alone, we returned a financial benefit of over $16 million to our home and yours — by reaching out, giving back, and paying it forward.
At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.
You are about to navigate away from Pacific Crest FCU’s website. Clicking on the link will take you to another website that is not operated by Pacific Crest Federal Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Pacific Crest Federal Credit Union’s practices.