Loans & Lines
When businesses and farms grow and prosper, so do the communities where those successful businesses are located. Operating and growing a business often requires additional capital. When you talk to us about your commercial loan and business line of credit needs, you’re talking to someone who lives where you live and works where you work. We’ll take the time to listen and understand your business today, and your goals for tomorrow. Then we can put together a package to help get you there.
Plan your next steps
Real estate
Purchase or refinance commercial property on a fixed or adjustable rate. Pre-qualifications are free.
C&I loans
Apply for a commercial & industrial loan to finance your working capital or capital expenditures.
Equipment loans
Get the equipment you need to start or expand your business. Flexible payment terms, competitive rates.
Agricultural loans
Look to Pacific Crest for farm real estate, secured operating lines of credit, and ag equipment loans.
Lines of credit
Use equity to consolidate debt, repair facilities, or make a purchase. Low rates and a reusable credit limit.
Term loans
Planning to make a business or ag purchase? Finance a lump sum at a fixed rate.
Let's get started
We’re a credit union. We’re your community.
Pacific Crest isn’t a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2018 alone, we returned a financial benefit of over $23 million to our home and yours — by reaching out, giving back, and paying it forward.
Reaching out
At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.
Giving back
We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.
Paying it forward
To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.