March Loan Rate Specials

March Rate Special

 1% APR rate discount on all Pacific Crest Personal loans,
Power Sports loans, RV loans, Boat loans, and Non-commercial Equipment loans!
Look below to see our discounted loan rates.

Rates valid 3/1/22 – 3/31/22.

 

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Call

(541) 810-6976

Email

WALG@mypcfcu.org

Personal Loans

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Upon approved credit. Restrictions apply to refinancing existing PCFCU loans, contact us at 541.850.7799 for additional information. Credit Union membership is required. Rate discounts do not apply. Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 84 months

10.99% - 17.99%

New Power Sports

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain lien on your property.

A new Power Sport Vehicle is a vehicle model year 2020 or newer, or a vehicle not previously titled.

Minimum manufacturer’s suggested retail price $25,000.00 for 73 – 84 Month Terms.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 40 months

4.49% - 17.49%

41 to 64 months

6.49% - 18.00%

65 to 76 months

7.99% - 17.49%

77 to 84 months

8.99% - 9.99%

Used Power Sports

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 28 months

4.99% - 18.00%

29 to 40 months

5.99% - 18.00%

41 to 52 months

6.99% - 17.99%

53 to 70 months

8.29% - 10.29%

Recreational Vehicles and Boat Loans

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain a lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

* Qualification is based on creditworthiness. Finance charges will continue to accrue.

Up to 64 months

4.79% - 18.00%

65 to 84 months

5.29% - 18.00%  (offered to A+ to E tiers)

85 to 120 months

6.29% - 18.00%  (offered to A+ to D tiers)

121 to 144 months

6.49% - 15.79%  (offered to A+ to C tiers)

145 to 180 months

7.29% - 16.79% (offered to A+ to C tiers)

New Non-Commercial Use Equipment Rates

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 52 months

5.29% - 18.00%

53 months to 64 months

5.79% - 18.00%

65 months to 84 months

6.29% - 12.79%

85 months to 96 months

7.79% - 14.29%

Used Non-Commercial Use Equipment Rates

Term

Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

Up to 40 months

6.29% - 18.00%

41 months to 52 months

6.79% - 17.09%

61 months to 64 months

7.29% - 12.79%

65 months to 84 months

8.79% - 14.29%

Learn More

Visit our RV and Boat Loans Page
RV and Boat Loans
Visit our Personal Loans Page
Personal Loans

*Loan offer(s) subject to credit approval. 1.00% off Annual Percentage Rate of Pacific Crest’s current rates for personal loans, new and used power sports loans, recreational vehicles and boat loans, and new and used non-commercial equipment loans. Offer(s) Expires 03/31/2020. Must qualify for membership and have at least $5.00 on deposit.

Apply Online
Apply Now
Apply By Phone

(541) 810-6976

Email

WALG@mypcfcu.org

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