with Touch & Go Technology

The most convenient way to shop. All Pacific Crest cards come equipped with Touch & Go technology, allowing you to simply tap a card reader to pay.

contactless symbol

With your new card, just tap any pay station or kiosk with the Touch & Go symbol to make your next purchase.
Learn about Touch & Go security features.

Preparing for your new card

• Ensure we have your current mailing address and phone number.

• If you haven’t received your card by Aug. 10th, please call us: 800.570.0265

After you receive your card

• You will choose a PIN at the time of activation.

• Your new card will have a different number. If you have automatic payments set up, remember to update with your new card number.

• Destroy your old card immediately to prevent accidental use or fraud.

• Your current Pacific Crest debit and credit cards will be deactivated on August 16th or at the time you activate your new card.

Debit Card

Debit Card

  • Free with all Pacific Crest checking accounts
  • No annual fee
  • Use as Debit or Credit at millions of stores, restaurants, and services worldwide.
  • Free transactions at 30,000+ co-op ATM’s nationwide
  • Opportunity to earn dividends when connected with Rewards Checking
Credit Card

Credit Card

  • Visa® card accepted at millions of stores, restaurants, and services worldwide
  • No minimum credit score
  • Cash advances
  • Free e-statements
Business card

Business Credit Card

  • Visa® card accepted at millions of stores, restaurants, and services worldwide
  • No annual fee
  • Cash advances
  • Free e-statements
  • Same low rates for purchases or balance transfers
  • No balance transfer fees
  • To apply, call 541.850.7799

Same great security

When new technology is introduced, our thoughts often turn to security.  We ask rightly ask the question: will this new technology open me up to a greater risk of fraud or identity theft.

Rest assured, our new cards with Touch & Go technology provide strong protection against fraud.  Here are some facts about the “contactless” cards.

  • Contactless payments (like Touch & Go) are already common in places like Canada, Australia and the United Kingdom.  More than 40-percent of Visa® in-store transactions outside the US occur by a contactless method.
  • Every Touch & Go transaction includes a one-time use cryptographic code that prevents counterfeit fraud.  This is the same technology already in use on cards with the EMV Chip.
  • Contactless cards (like Touch & Go) experience among the lowest fraud rates of any type of payment.
  • Collecting information from a Touch & Go card is extremely difficult for a fraudster.  Even if they could read the card from a distance, they would not have access to the cardholder’s name or 3-digit security code, helping to prevent counterfeit and e-commerce fraud.
  • The combination of embedded security in Visa® payment products and multi-layered security behind every transaction allows Visa® to keep global fraud rates near historic lows of less than one-tenth of one percent.

Let's get started

Apply Online
Apply Now
Call or email.

(800) 570-0265


*APR is Annual Percentage Rate (APR). Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Rates are subject to change without notice. Pacific Crest Federal Credit Union membership is required.

View important Credit Card Disclosures

How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau: To Learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at .

You are about to navigate away from Pacific Crest FCU’s website. Clicking on the link will take you to another website that is not operated by Pacific Crest Federal Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Pacific Crest Federal Credit Union’s practices.

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