Personal-checking

Checking Rates

Rates Effective: August 1, 2014

Crest Free Checking

Balance to Earn APY Dividend Rate Annual Percentage Yield
N/A N/A N/A
N/A N/A N/A

Crest Incentive Checking*

Balance to Earn APY Dividend Rate Annual Percentage Yield
$0.01 - $25,000.00 0.10% 0.10%
$25,000.01 0.02% 0.02%
Criteria Not Met 0.00% 0.00%

Crest Custom Checking

Minimum Opening Deposit: $2,000.00

Balance to Earn APY Dividend Rate Annual Percentage Yield Fee
$2,000.00 - $15,000.00 0.02% 0.02% $7.50 if balance is below $2,000.00
$15,000.01 0.02% 0.02% $7.50 if balance is below $2,000.00

Dividend calculations are daily balance method. Dividend period is based on monthly calendar. Dividends compounded and credited monthly. Credit Union Membership required unless noted. Credit union membership fee is $5.00.

* Crest Incentive Checking: Minimum $5 Par Share balance required to earn APY. To receive APY you must meet 2 monthly cycle requirements:

  1. Have at least 12 debit card purchases post and clear during calendar month;
  2. Be enrolled in e-Statements; and have no loans that are 15 or more days past due.

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