Visa-debit-card

Visa® Rates

Rates Effective: November 21, 2012
Download the complete Visa Credit Card Agreement and Disclosure  (PDF, 140K)

Visa® Platinum

APR On Purchases APR On Cash Advances Annual Fee
9.25% 14.90% $0.00

Visa® Classic

APR On Purchases APR On Cash Advances Annual Fee
14.50% - 16.50% 17.50% $10.00

Visa® Share Secured

APR On Purchases APR On Cash Advances Annual Fee
14.90% 18.00% $25.00

Fees

Annual Fee  
Visa Platinum None
Visa Secured $25.00
Visa Classic $10.00
Transaction Fees  
Foreign Transaction Fee 1.00% of each multiple currency transaction in U.S. dollars. 0.80% of each single currency transaction in U.S. dollars.
Penalty Fees  
Late Payment Fee Up to $25.00
Returned Payment Fee Up to $25.00

OTHER DISCLOSURES

Late Payment Fee $25.00 or the amount of the required minimum payment, whichever is less, if you are seven (7) or more days late in making a payment.
Returned Payment Fee $25.00 or the amount of the required minimum payment, whichever is less.
Statement Copy Fee $5.00
Document Copy Fee $6.00
Rush Fee  $25.00/card
PIN Replacement Fee $3.00
Card Replacement Fee $5.00
Emergency Advance Fee $30.00
Research Fee $35.00

How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau: To Learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at consumerfinance.gov.

Saavy_money-adbox

Secret_agent-adbox

Low_rv_rates-adbox