Recreational Vehicles and Boat Loans


Enjoy your view

We offer up to 100% financing upon approved credit for recreational vehicles of all kinds: motorhomes, trailers, boats, motorcycles, ATVs and snowmobiles. Get out on the water. Hit the trail. Throw some snow. With Pacific Crest, go wherever the path takes you.


Pacific Crest can finance your next recreational vehicle.


Buying a boat? We can help you purchase a personal watercraft.


Whether you’re buying a motorcycle new or used, we have loan options.

Travel trailer

Enjoy the amenities of home anywhere you go. Let’s finance your trailer.


Pacific Crest can help you get your new or used snowmobile on the trail.


We offer financing for new and used all-terrain vehicles at Pacific Crest.

Let's get started

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Today’s rates

Recreational Vehicles and Boat Loans



Rates Effective: March 1, 2023

1.00% APR Discount Special has been applied to these rates. Expires 4/30/2023.

APR=Annual Percentage Rate. All Loans are subject to approval, actual APR is subject to change and is based on borrower’s creditworthiness, terms of loan, and collateral. Annual Percentage Rates include a 0.50% discount for automatic payments. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.

Estimated Monthly Payment Example: $321.96 a month based on a 120-month, $25,000.00 loan at 9.29% APR.

Up to 64 months

4.79% – 17.00%

65 to 84 months

5.29% – 17.00%

85 to 120 months

6.29% – 17.00%

121 to 144 months

6.49% – 15.79%

145 to 180 months

7.29% – 16.79%

We’re a credit union. We’re your community.

Pacific Crest isn’t just a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2018 alone, we returned a financial benefit of over $23 million to our home and yours – by reaching out, giving back, and paying it forward

Reaching out & building partnerships

Reaching out

At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.

Community involvement »

Giving back & donating to community

Giving back

We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.

Donations »

Paying it forward with scholarships

Paying it forward

To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.

Scholarships »

What is it like to be a member at Pacific Crest?

Ready to set out?

Visit a branch.
Find a location
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