Recreational Vehicles and Boat Loans


Enjoy your view

We offer up to 100% financing upon approved credit for recreational vehicles of all kinds: motorhomes, trailers, boats, motorcycles, ATVs and snowmobiles. Get out on the water. Hit the trail. Throw some snow. With Pacific Crest, go wherever the path takes you.


Pacific Crest can finance your next recreational vehicle.


Buying a boat? We can help you purchase a personal watercraft.


Whether you’re buying a motorcycle new or used, we have loan options.

Travel trailer

Enjoy the amenities of home anywhere you go. Let’s finance your trailer.


Pacific Crest can help you get your new or used snowmobile on the trail.


We offer financing for new and used all-terrain vehicles at Pacific Crest.

Let's get started

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Today’s rates

Recreational Vehicles and Boat Loans


Annual Percentage Rate

Rates Effective: October 1, 2022

Call or stop by your local branch for current account disclosures. The above rates include a 0.50% discount for having Recurring Automatic or ACH Payment Set-up.

The Annual Percentage Rate you receive for the above loans is based on certain credit-worthiness criteria. Your rate will be set at the time of each loan and will be disclosed on the loan agreement and disclosures. Rates are subject to change at any time. A credit union representative will disclose any rate discounts or additions that may apply. Filing Fees: You will be charged a lien filing fee at the time of the loan if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law for the credit union to obtain a lien on your property.

Late Charges: If your minimum payment is received 15 or more days after the scheduled due date, you may be subject to a late charge of 5% of the delinquent amount with a minimum of $20.00.

* Qualification is based on creditworthiness. Finance charges will continue to accrue.

Up to 64 months

4.79% - 18.00%

65 to 84 months

5.29% - 18.00%  (offered to A+ to E tiers)

85 to 120 months

6.29% - 18.00%  (offered to A+ to D tiers)

121 to 144 months

6.49% - 15.79%  (offered to A+ to C tiers)

145 to 180 months

7.29% - 16.79% (offered to A+ to C tiers)

We’re a credit union. We’re your community.

Pacific Crest isn’t just a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2018 alone, we returned a financial benefit of over $23 million to our home and yours – by reaching out, giving back, and paying it forward

Reaching out & building partnerships

Reaching out

At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.

Community involvement »

Giving back & donating to community

Giving back

We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.

Donations »

Paying it forward with scholarships

Paying it forward

To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.

Scholarships »

What is it like to be a member at Pacific Crest?

Ready to set out?

Visit a branch.
Find a location
Apply online.
Apply now

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