Help when you need it

The Bridge Program

Bridge Program

Making ends meet in a financial crisis

Sometimes you need a bridge. While walking your path, you may come across a barrier that is difficult to navigate alone. A temporary loss of income, an emergency medical situation, or temporary layoff can feel like a deep ravine blocking your path. We’re here to help when you need it the most.

Bridge A Payment

Having trouble affording your loan payments? You may qualify to Skip A Payment. We are willing to work with you to help make ends meet.
Reach us at 800.570.0265

Bridge Between Lenders

Even if you don’t have loans through Pacific Crest, we may be able to refinance your loans for a lower payment.
Reach us at 541.810.6979

Bridge Loan

We can provide short-term Bridge Loans for qualified members going through financial hardships. This gets cash in your pocket to meet your immediate needs.
Reach us at 541.810.6979

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Notes from the Trail

My husband and I are tight financially right now, having received unexpected tax and medical bills. I was unsure if I would qualify for a loan. I was relieved to be able to get the loan and have those bills paid off.

— Nancy, member since 1980


We’re a credit union. We’re your community.

Pacific Crest isn’t a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2018 alone, we returned a financial benefit of over $23 million to our home and yours — by reaching out, giving back, and paying it forward.

Reaching out & building partnerships

Reaching out

At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.

Community involvement »

Giving back & donating to community

Giving back

We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.

Donations »

Paying it forward with scholarships

Paying it forward

To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.

Scholarships »

What is it like to be a member at Pacific Crest?

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