Help when you need it

The Bridge Program

Bridge Program

Making ends meet.

Sometimes you need a bridge. A temporary loss of income, an emergency medical situation, or temporary layoff can feel like a deep ravine blocking your path. We’re here to provide a bridge when you need it the most.

Bridge A Payment

Having trouble affording your loan payments? You may qualify to Skip A Payment. We are willing to work with you to help make ends meet.
Reach us at 800.570.0265

Bridge Between Lenders

Even if you don’t have loans through Pacific Crest, we may be able to refinance your loans for a lower payment.
Reach us at 541.810.6979

Bridge Loan

We can provide short-term Bridge Loans for qualified members going through financial hardships. This gets cash in your pocket to meet your immediate needs.
Reach us at 541.810.6979

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Notes from the Trail

My husband and I are tight financially right now, having received unexpected tax and medical bills. I was unsure if I would qualify for a loan. I was relieved to be able to get the loan and have those bills paid off.

— Nancy, member since 1980

We’re people helping people.

Together we’re a credit union.


Pacific Crest is a not-for-profit financial co-op owned by over 24,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward.  Learn more about our Community Impact.

Community collage

  • 2023 Volunteer Hours

    Our staff serves on various boards, committees, and volunteers at many community events.

  • 2023 Local Donations

    We support more than 35 local organizations that have a big impact on the area.

  • 2023 Employee Donations

    Employees can personally support charities through our Casual For Community program.

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