Personal Checking
No fuss, just great checking
Using your money should be easy. We’ve designed our checking accounts to be easy to access, easy to understand, and easy to use.
Rewards Checking
Earn Dividends*
- Earn up to 2.00% APY*
- No minimum balance
- No monthly service fees
- Network of 30K ATMs
- Free debit card
Simple Checking
Secure and Easy
- No minimum balance
- No monthly service fees
- Network of 30K ATMs
- Free debit card
Pathfinder Checking
Youth Checking
- Earn dividends**
- For members under 18
- No minimum balance
- No monthly service fees
- Free debit card
Today’s rates
|
Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|
|
No minimum balance |
||
|
n/a |
n/a |
n/a |
|
Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
Rates Effective: March 1, 2022 * To receive the Annual Percentage Yield (APY), you must meet the following requirements: 1) Have at least 15 debit card purchases post and clear during the calendar month; 2) Be enrolled in E-Statements; 3) Have no loans that are 15 or more days past due. 4) Have a Membership Savings with a $5 minimum balance. APY is accurate as of the last dividend declaration date and may change at any time after account opening. Fees may reduce earnings. |
||
|
$0.01 - $10,000.00 |
1.98% |
2.00% |
|
$10,000.01 + |
0.02% |
2.00% - 0.68% |
|
Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield** |
|---|---|---|
|
Rates Effective: March 1, 2022 ** A Pathfinder Savings with a $5 minimum balance is required to open a Pathfinder Checking Account. The dividend rate and APY may change at any time as determined by the Credit Union’s Board of Directors. Fees may reduce earnings. Pathfinder Checking is for members below 18 years of age. |
||
|
$0.01 - $1,000.00 |
1.00% |
1.00% |
|
$1,000.01 + |
0.02% |
1.00% - 0.11% |
We’re a credit union. We’re people helping people.
Pacific Crest is a not-for-profit financial co-op owned by over 18,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward.
Reaching out
At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.
Giving back
We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.
Paying it forward
To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.