Personal Checking

Crest Incentive Checking

Here's how to qualify...
Qualifying for certificate-like APY is so easy, many people already do. The list of free monthly qualification cycle* requirements is minimal:

  • Active Enrollment in eStatements.
  • Post and clear at least 12 check card purchases during each monthly qualification cycle.

All members will receive current certificate-like APY the very first month they sign up regardless of whether or not they meet the qualification cycle requirements.

After the first month, members who do not meet the qualification cycle requirements will receive 0.00% APY on their balances for that monthly qualification cycle. You always have a chance to start over and meet the qualification cycle requirements the very next monthly qualification cycle, and you never pay a maintenance fee no matter what happens. The current certificate-like APY applies to balances up to $25,000.00. Balances over $25,000.00 will receive the current savings rate.

Current certificate-like APY*:
Better than most certificate rates.

No minimum balance or maintenance fees:
Your account balance may fluctuate, but Crest Incentive Checking benefits still pay off.

Have questions? Read our Crest Incentive Checking Frequently Asked Questions.

If you want to sign up for Crest Incentive Checking print out the Authorization To Switch form (pdf, 58k) and send it to your local branch now!

Crest Free Checking

It’s Free!

Our Crest Free Checking Account is just that. Free! You'll pay no monthly service charge.

  • Unlimited Check Writing
  • Personal Online Banking
  • Call 24
  • Visa Check Card
  • Combined Statement
  • Overdraft Protection (for qualified applicants)

Crest Custom Checking   

Just how you want it.

Crest Custom Checking pays you on balances of $2,000.00. The more you save the higher the dividend you earn. Should your balance go below the minimum, a $7.50 monthly fee will be charged. Two teller Checks are free with Crest Custom Checking.

*To receive certificate-like rates on balances up to $25,000, you must meet these easy monthly qualification cycle requirements:

  1. Twelve posted and cleared check (debit) card transactions**
  2. Active enrollment in eStatements.
  3. On the portion of the balances shown above $25,000 you will receive the current savings rate. If monthly qualification cycle requirements are not met, you will receive 0.00% APY for that monthly qualification cycle.

APY's subject to change at any time. Fees may reduce earnings. Membership requirements apply. Please refer to our current rate sheets for current certificate-like rates and current savings rates. The qualification cycle is from the first calendar day of the month to the last calendar day of the month. **ATM transactions do not count toward the 12 required posted and cleared transactions during the monthly qualification cycle.