Checking | Savings

Business & Ag Accounts

Checking and Savings

Your daily needs covered

Local businesses strengthen our communities. At Pacific Crest we offer tools and services to help you prosper. And as you grow, we’ll be right here to support you every step of the way.

Business Membership Savings

It’s your fundamental savings account. Earn dividends on balances over $5, with no monthly fees. Access savings online, at a branch, or through our 24 hour voice response system.

Contact us to learn more »

Business Money Market

Business Money Market accounts pay greater dividends than savings accounts if you meet minimum balance requirements — and if you maintain a higher balance, dividends get even better.

Contact us to learn more »

  • Online & mobile banking with user controls

    Online & mobile banking with user controls

  • Quickbooks Interface

    Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

    Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

    Debit Card(s)

  • Network of 30K surcharge-free ATMs nationwide

    Network of 30K surcharge-free ATMs nationwide

  • Dividends

    Dividends

  • Monthly maintenance fee

    Monthly maintenance fee

  • Checks Written Monthly

    Checks Written Monthly

  • Checks Deposited Monthly

    Checks Deposited Monthly

  • Cash Deposited Monthly

    Cash Deposited Monthly

  • Cash Withdrawn Monthly

    Cash Withdrawn Monthly

Business Checking

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K surcharge-free ATMs nationwide

  • Dividends

    Earn dividends with an average daily balance of $20,000

  • Monthly maintenance fee

    None

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Additional Checking

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K surcharge-free ATMs nationwide

  • Dividends

    N/A

  • Monthly maintenance fee

    $10.00

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Client Checking

(fees charged to Business Checking account)

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

    N/A

  • Debit Card(s)

  • Network of 30K surcharge-free ATMs nationwide

    N/A

  • Dividends

    N/A

  • Monthly maintenance fee

    $10.00

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Community Partner Checking

(for charitable organizations)

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K surcharge-free ATMs nationwide

  • Dividends

    N/A

  • Monthly maintenance fee

    None

  • Checks Written Monthly

    First 100 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 400 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $10,000 free, 0.2% of cash deposited over $10,000

  • Cash Withdrawn Monthly

    First $10,000 free, 0.2% of cash withdrawn over $10,000

Notes from the Trail

Pacific Crest has been our bank of choice for many years. They have excellent customer service and their services are top notch. They have that personal touch that you will simply not find at a bank. I would recommend them to any business or individual.

— Kim, business member since 2013

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We’re people helping people.

Together we’re a credit union.

 

Pacific Crest is a not-for-profit financial co-op owned by over 19,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward.  Learn more about our Community Impact.

Community collage

  • 2023 Volunteer Hours
    3,129

    Our staff serves on various boards, committees, and volunteers at many community events.

  • 2023 Local Donations
    $137k

    We support more than 35 local organizations that have a big impact on the area.

  • 2023 Employee Donations
    $5,271

    Employees can personally support charities through our Casual For Community program.

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