Checking | Savings

Business & Ag Accounts

Your daily needs covered

Local businesses strengthen our communities. At Pacific Crest we offer tools and services to help you prosper. And as you grow, we’ll be right here to support you every step of the way.

Business Membership Savings

It’s your fundamental savings account. Earn dividends on balances over $5, with no monthly fees. Access savings online, at a branch, or through our 24 hour voice response system.

Business Money Market

Business Money Market accounts pay greater dividends than savings accounts if you meet minimum balance requirements — and if you maintain a higher balance, dividends get even better.

Online & mobile banking with user controls

Online & mobile banking with user controls
Quickbooks Interface

Quickbooks Interface
Overdraft protection (link to a deposit account, credit card, or line of credit)

Overdraft protection (link to a deposit account, credit card, or line of credit)
Debit Card(s)

Debit Card(s)
Network of 30K surcharge-free ATMs nationwide

Network of 30K surcharge-free ATMs nationwide
Dividends

Dividends
Monthly maintenance fee

Monthly maintenance fee
Checks Written Monthly

Checks Written Monthly
Checks Deposited Monthly

Checks Deposited Monthly
Cash Deposited Monthly

Cash Deposited Monthly
Cash Withdrawn Monthly

Cash Withdrawn Monthly

Business Checking

Online & mobile banking with user controls
Quickbooks Interface
Overdraft protection (link to a deposit account, credit card, or line of credit)
Debit Card(s)
Network of 30K surcharge-free ATMs nationwide
Dividends

Earn dividends with an average daily balance of $20,000
Monthly maintenance fee

None
Checks Written Monthly

First 50 free, $0.20 each additional item
Checks Deposited Monthly

First 200 items free, $0.15 each additional item
Cash Deposited Monthly

First $5,000 free, 0.2% of cash deposited over $5,000
Cash Withdrawn Monthly

First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Additional Checking

Online & mobile banking with user controls
Quickbooks Interface
Overdraft protection (link to a deposit account, credit card, or line of credit)
Debit Card(s)
Network of 30K surcharge-free ATMs nationwide
Dividends

N/A
Monthly maintenance fee

$10.00
Checks Written Monthly

First 50 free, $0.20 each additional item
Checks Deposited Monthly

First 200 items free, $0.15 each additional item
Cash Deposited Monthly

First $5,000 free, 0.2% of cash deposited over $5,000
Cash Withdrawn Monthly

First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Client Checking

(fees charged to Business Checking account)

Online & mobile banking with user controls
Quickbooks Interface
Overdraft protection (link to a deposit account, credit card, or line of credit)

N/A
Debit Card(s)
Network of 30K surcharge-free ATMs nationwide

N/A
Dividends

N/A
Monthly maintenance fee

$10.00
Checks Written Monthly

First 50 free, $0.20 each additional item
Checks Deposited Monthly

First 200 items free, $0.15 each additional item
Cash Deposited Monthly

First $5,000 free, 0.2% of cash deposited over $5,000
Cash Withdrawn Monthly

First $5,000 free, 0.2% of cash withdrawn over $5,000

Community Partner Checking

(for charitable organizations)

Online & mobile banking with user controls
Quickbooks Interface
Overdraft protection (link to a deposit account, credit card, or line of credit)
Debit Card(s)
Network of 30K surcharge-free ATMs nationwide
Dividends

N/A
Monthly maintenance fee

None
Checks Written Monthly

First 100 free, $0.20 each additional item
Checks Deposited Monthly

First 400 items free, $0.15 each additional item
Cash Deposited Monthly

First $10,000 free, 0.2% of cash deposited over $10,000
Cash Withdrawn Monthly

First $10,000 free, 0.2% of cash withdrawn over $10,000

Notes from the Trail

Pacific Crest has been our bank of choice for many years. They have excellent customer service and their services are top notch. They have that personal touch that you will simply not find at a bank. I would recommend them to any business or individual.

— Kim, business member since 2013

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541.810.6950
WBSG@mypcfcu.org

We’re people helping people.

Together we’re a credit union.

Pacific Crest is a not-for-profit financial co-op owned by over 24,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward. Learn more about our Community Impact.

Community collage

2023 Volunteer Hours
3,129
Our staff serves on various boards, committees, and volunteers at many community events.
2023 Local Donations
$137k
We support more than 35 local organizations that have a big impact on the area.
2023 Employee Donations
$5,271
Employees can personally support charities through our Casual For Community program.