Checking | Savings

Business & Ag Accounts

Checking and Savings

Your daily needs covered

Local businesses strengthen our communities. At Pacific Crest we offer tools and services to help you prosper. And as you grow, we’ll be right here to support you every step of the way.

Business Membership Savings

It’s your fundamental savings account. Earn dividends on balances over $5, with no monthly fees. Access savings online, at a branch, or through our 24 hour voice response system.

Contact us to learn more »

Business Money Market

Business Money Market accounts pay greater dividends than savings accounts if you meet minimum balance requirements — and if you maintain a higher balance, dividends get even better.

Contact us to learn more »

  • Online & mobile banking with user controls

    Online & mobile banking with user controls

  • Quickbooks Interface

    Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

    Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

    Debit Card(s)

  • Network of 30K+ surcharge-free ATMs nationwide

    Network of 30K+ surcharge-free ATMs nationwide

  • Dividends

    Dividends

  • Monthly maintenance fee

    Monthly maintenance fee

  • Checks Written Monthly

    Checks Written Monthly

  • Checks Deposited Monthly

    Checks Deposited Monthly

  • Cash Deposited Monthly

    Cash Deposited Monthly

  • Cash Withdrawn Monthly

    Cash Withdrawn Monthly

Business Checking

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K+ surcharge-free ATMs nationwide

  • Dividends

    Earn dividends with an average daily balance of $20,000

  • Monthly maintenance fee

    None

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Additional Checking

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K+ surcharge-free ATMs nationwide

  • Dividends

    N/A

  • Monthly maintenance fee

    $10.00

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Business Client Checking

(fees charged to Business Checking account)

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

    N/A

  • Debit Card(s)

  • Network of 30K+ surcharge-free ATMs nationwide

    N/A

  • Dividends

    N/A

  • Monthly maintenance fee

    $10.00

  • Checks Written Monthly

    First 50 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 200 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $5,000 free, 0.2% of cash deposited over $5,000

  • Cash Withdrawn Monthly

    First $5,000 free, 0.2% of cash withdrawn over $5,000

Community Partner Checking

(for charitable organizations)

  • Online & mobile banking with user controls

  • Quickbooks Interface

  • Overdraft protection (link to a deposit account, credit card, or line of credit)

  • Debit Card(s)

  • Network of 30K+ surcharge-free ATMs nationwide

  • Dividends

    N/A

  • Monthly maintenance fee

    None

  • Checks Written Monthly

    First 100 free, $0.20 each additional item

  • Checks Deposited Monthly

    First 400 items free, $0.15 each additional item

  • Cash Deposited Monthly

    First $10,000 free, 0.2% of cash deposited over $10,000

  • Cash Withdrawn Monthly

    First $10,000 free, 0.2% of cash withdrawn over $10,000

Notes from the Trail

Pacific Crest has been our bank of choice for many years. They have excellent customer service and their services are top notch. They have that personal touch that you will simply not find at a bank. I would recommend them to any business or individual.

— Kim, business member since 2013

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We’re a credit union. We’re your community.

Pacific Crest isn’t just a bank. We’re a financial co-op owned by 16,000+ people in the Klamath Basin and surrounding rural communities. In 2018 alone, we returned a financial benefit of over $23 million to our home and yours — by reaching out, giving back, and paying it forward.

Reaching out & building partnerships

Reaching out

At Pacific Crest, we build partnerships and provide services designed to make a difference, while devoting hundreds of volunteer hours every year to good causes.

Community involvement »

Giving back & donating to community

Giving back

We search for organizations that are making a positive impact in our communities, whose work has a ripple effect, and put our dollars where it means the most.

Donations »

Paying it forward with scholarships

Paying it forward

To help deserving students make a difference, we offer four $1,000 annual scholarships inspired by board members who made a difference at Pacific Crest.

Scholarships »

What is it like to be a member at Pacific Crest?

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