Credit Cards
The most convenient way to shop
Choose from a variety of card options. We have credit cards with low rates, cashback rewards, and business options.
VISA® Credit Card
Our Lowest Rate
- Cash advances
- No balance transfer fee
- No annual fee
- Transfer balances from your other high-interest credit cards
- Our Best Rate: 7.99% APR*
- View current rates and fees
- Apply online or by phone: 541.850.7799
VISA® Cashback Card
1% Cashback
- Earn 1% cash back on all purchases
- No points to track or redeem, rewards are automatically deposited monthly
- Cash advances
- No balance transfer fee
- No annual fee
- Our Best Rate: 9.99% APR*
- View current rates and fees
- Apply online or by phone: 541.850.7799
Business Credit Card
Simple & Secure
- Cash advances
- Free e-statements
- Same low rates for purchases or balance transfers
- No balance transfer fees
- No annual fee
- To apply, call 541.850.7796
myPCFCU Card Controls App
Lock Misplaced Cards
Lost card? Temporarily lock it while you search for it
Set Dollar Limits
Block transactions over a set dollar amount
Get Alerts When Card Is Used
Receive alerts via text, email, or push notifications whenever your card is used
Block Purchase Types
Block online, ATM, or international transactions
Manage All You PCFCU Cards In One Place
Set up controls and alerts for all of your PCFCU credit and debit cards in one app
Search For Surcharge Free ATMs
Minimize fees by using one of 30,000+ surcharge free ATMs
Today’s rates
|
APR on Purchases |
APR on Balance Transfers |
APR on Cash Advances |
Annual Fee |
|---|---|---|---|
|
Rates Effective: April 1, 2023 APR=Annual Percentage Rate. All Visa® Credit Cards are subject to approval, actual APR is based on borrower’s creditworthiness and is subject to change. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. |
|||
|
7.99% – 16.99% |
7.99% – 16.99% |
9.99% – 17.99% |
None |
|
APR on Purchases |
APR on Balance Transfers |
APR on Cash Advances |
Annual Fee |
|---|---|---|---|
|
Rates Effective: April 1, 2023 Earn up to 1% cashback on all qualifying Purchases. Terms and conditions apply, call us at 888.810.1148 for more information. APR=Annual Percentage Rate. All Visa® Credit Cards are subject to approval, actual APR is based on borrower’s creditworthiness and is subject to change. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. |
|||
|
9.99% – 17.99% |
9.99% – 17.99% |
11.99% – 17.99% |
None |
Disclosures
*APR is Annual Percentage Rate (APR). Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Rates are subject to change without notice. Pacific Crest Federal Credit Union membership is required.