Loans | Lines | Credit Cards

Business & Ag Loans


Susan and Kevin Samples are the owners of the Burger Queen in Lakeview Oregon. They know first hand the rewards and challenges of business ownership and how it can positively impact a community.

Plan your next steps

Real estate

Purchase or refinance commercial property on a fixed or adjustable rate. Pre-qualifications are free.

C&I loans

Apply for a commercial & industrial loan to finance your working capital or capital expenditures.

Equipment loans

Get the equipment you need to start or expand your business. Flexible payment terms, competitive rates.

Agricultural loans

Look to Pacific Crest for farm real estate, secured operating lines of credit, and ag equipment loans.

Lines of credit

Use equity to consolidate debt, repair facilities, or make a purchase. Low rates and a reusable credit limit.

Term loans

Planning to make a business or ag purchase? Finance a lump sum at a fixed rate.

When businesses and farms grow and prosper, so do the communities where those successful businesses are located. Operating and growing a business often requires additional capital. When you talk to us about your commercial loan and business line of credit needs, you’re talking to someone who lives where you live and works where you work. We’ll take the time to listen and understand your business today, and your goals for tomorrow. Then we can put together a package to help get you there.

Let's get started

Visit a branch.
Find a location

We’re people helping people.

Together we’re a credit union.


Pacific Crest is a not-for-profit financial co-op owned by over 24,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward.  Learn more about our Community Impact.

Community collage

  • 2023 Volunteer Hours

    Our staff serves on various boards, committees, and volunteers at many community events.

  • 2023 Local Donations

    We support more than 35 local organizations that have a big impact on the area.

  • 2023 Employee Donations

    Employees can personally support charities through our Casual For Community program.

You are about to navigate away from Pacific Crest FCU’s website. Clicking on the link will take you to another website that is not operated by Pacific Crest Federal Credit Union. PCFCU is not responsible for the content of the third-party website or transactions between our members and the third-party website. The privacy & security policies of the third-party website may differ from Pacific Crest Federal Credit Union’s practices.

Cancel Accept