Early Pay

Early Pay

Get paid sooner

At Pacific Crest, direct deposit (ACH) funds are credited to your account the day we receive notification they are on the way, meaning you may have your funds several days early.1

  • Direct deposits are credited the same day
  • No sign up needed
  • Free to use
LanceFYP

Find Your People

Lance Volunteers

Everyone who meets Lance immediately knows that this is a big guy (6’3″) with a big heart! 

Lance is passionate about helping his community and very dependably shows up for community events, summer camps, local theater, and everything in between.

6am-Midnight

Up Early? Up Late?

We are too!

Our call center and online chat are staffed by real, live, local people.

6am to midnight,
7 days a week!

  • No chatbots, no AI
  • We’re available by phone at 800.570.0265
  • We’re available by chat (choose Let’s Talk! in the lower right)

Notes from members

By far the friendliest group I’ve ever met in a bank. That’s what business is about: taking an interest in your customers, and treating them with respect.

— Robert, member since 2017

Our Home and Yours

 

We’re committed to serving the small towns and rural communities throughout our region. From the Klamath Basin, down through Modoc County, and east throughout Lake County, we’re helping members enjoy the view.

The 2025 Calendar features original photographs taken by staff in our region.

Calendars are available for free in-branch while supplies last.

Disclosures

*All loans on approved credit. Rates are based on creditworthiness. Terms and conditions may apply. Call us for more details.  Membership required and subject to approval.

1 Early Pay is not guaranteed. Early access to funds may be limited by factors such as when we receive notice of payment from the originator (often your employer), and the accuracy of the information we receive. We may stop providing early access to funds at any time without advance notice.

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